Risk management is a specialty of PBI. Our actuaries and consultants assess the funding progress of your plan – taking into account the contributions available, and designing investment policies to successfully manage risk.

As consultants, our job is to strike the right balance between potentially conflicting objectives while always remembering that members’ pensions, built up over a working lifetime, must have a high degree of security.

For most of our clients we provide consulting services on both plan liabilities and assets. We aim to advise trustees how to invest assets prudently to meet the cash requirements of the plan over time, as well as keeping them apprised of potential risks and how to manage those risks most effectively.

Our expertise also extends well beyond the basics of plan design to include:

• Long-term projections to value your plan and ensure that the plan design supports long-term strategies
• Asset/liability modeling to create optimal investment and funding strategies
• Selection of investment managers for bond, stock and alternative investment mandates
• Health and welfare plan vendor management to guarantee efficient, quality service from your insurers, third-party administrators and other vendors
• Governance consulting to develop sound governance structures, strategies and compliance policies.

While our valuations provide important financial information and meet all regulatory requirements, what differentiates us is the manner in which our consultants use this information.  By modeling assets and liabilities and clearly communicating potential risks, PBI will work with plan trustees to control risk through investment policy.